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Trustees Newsletter – April 2019

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Get Active!

The NBTF Group Insurance Trustees care about your health!

Spring is the perfect time to start an outdoor activity that will help improve your fitness level.   The possibilities are endless: walking, biking, running, frisbee, geocaching, tennis, in-line skating, outdoor yoga, rope skipping, etc.
 

Participate for a chance to win the new Fitbit Inspire HR.


This challenge is intended for all teachers, active and retirees. 

*All activities may be completed individually or in small groups, but only one prize will be awarded among all participants.

The winner of the cancer prevention challenge is Iona Brown.
She will receive a skincare gift basket.
Congratulations!

Your Group Benefits: Vision Care

Vision Care expenses are only eligible when recommended by a physician (including an ophthalmologist) or an optometrist.

100 % for contact lenses for special medical conditions
100 % for foldable contact lenses
80 % for all other expenses


Eligible Expenses:

  • Purchase and fitting of prescription glasses or elective contact lenses, as well as repairs, or elective laser vision correction procedures, up to a maximum of $300 per person every 12 consecutive months for dependent children under age 21, and 24 consecutive months for any other person.
  • Contact lenses prescribed for severe corneal astigmatism, severe corneal scarring keratoconus or aphakia, provided vision can be improved to at least the 20/40 level by contact lenses (but cannot be improved to that level by regular glasses). Payment will be made up to $250 per person every 24 consecutive months.
  • Foldable lenses for those who have cataract surgery limited to once every 24 consecutive months.
  • Ocular examinations (including refraction) – up to $84 per examination, limited to one every 12 consecutive months for dependent children under age 21, and 24 consecutive months for any other person.
  • Treatment to the eye for accidental injury or disease if not otherwise provided for under this benefit.

FAQ

Can I keep my benefits during my maternity, adoption or parental leave?
Yes, the same protections apply during your maternity, adoption or parental leave. Upon receipt of the scenario prepared by the NBTF, we invite you to contact Johnson at 1-888-851-5500 to schedule your payments and modify the type of coverage (single, couple or family), if necessary.

What happens to my group insurance coverage when I retire?
Your Basic Critical Illness and Salary Continuation Insurance will cancel. However, all other benefits will remain the same once you retire. You will no longer be eligible for the employer subsidy. Your group insurance premiums will increase. For more information, please contact Johnson at 1-888-851-5500.

Can I re-enroll in the NBTF Group Health and Drug or Dental?
As an active member, if you re-enroll in the health and drug plan or dental plan, you must remain enrolled for a minimum period of 12 consecutive months from the date of re-enrollment in order to receive these benefits. 

As a retired member, you may re-enroll with proof of insurance showing that you had health and drug coverage in the last 60 days before the effective date of your policy with Johnson. If you were not covered under another plan, you can answer a medical questionnaire and will be subject to further medical evaluation. You may re-enroll in the dental plan without proof of insurability. You must remain enrolled for a minimum period of 12 consecutive months from the date of re-enrollment in order to receive these benefits.
 
For more information, please contact Johnson at 1-888-851-5500.

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