Trustees Newsletter – February 2019

Template Fiduciaire Février2019 Page 2
Slidefenb–defisanté En

Simple actions for cancer prevention!

The NBTF Group Insurance Trustees care about your health!

February 4th is World Cancer Day. Take this opportunity to challenge yourself to lower the risk of disease.

Participate for a chance to win a skincare gift basket.

This challenge is intended to all teachers, actives and retirees. 

*All activities may be completed individually or in small groups, but only one prize will be awarded among all participants.

The winner of the Nutrition challenge is Marie-Hélène Cormier.
She will receive the NutriBullet Pro 900W Blender.

Your Group Benefits: Prescription Drugs

Prescription drugs* are covered at 80 % by the health and drugs insurance plan. 
This includes:

  • Drugs, vaccines, serums and injectables available only by prescription by a physician or dentist and dispensed by a physician, dentist or pharmacist.
  • Anti-smoking drugs, up to a lifetime maximum of $300 per person.
  • Fertility drugs, up to a lifetime maximum of $10,000 per person.
  • Drugs and supplies required as a result of a colostomy, cecostomy, ileostomy, or for the treatment of cystic fibrosis, diabetes, parkinsonism or heart disease.
  • Oral contraceptives, Intrauterine devices (IUD) and diaphragms.
  • Life sustaining drugs and antihistamines.
  • Sexual dysfunction drugs, up to a maximum of $750 per person per calendar year.

As prescription drugs make up the majority of the health insurance and drug plan expenses, here are some actions that help reduce the costs: 

  • The plan automatically requests the substitution of a brand name drug for the generic drug, when available. 
  • If you take medication regularly, check with your doctor to see if you can get a prescription for 90 days instead of 30 days. This reduces the professional fees paid to pharmacists.
  • Compare the fees offered in local pharmacies. Consider Costco, which generally offers better prices.

*Over-the-counter medications, including vitamins and dietary supplements, are not covered by the NBTF health and drug insurance plan even if prescribed by a doctor or a dentist. 

If you have any questions or comments about prescription drugs, please contact Johnson at 1-800-442-4428.

Can I still get reimbursed for expenses paid in 2018?

In order to be eligible for payment, health and dental claims must be submitted by the end of the calendar year following the year in which the expense was incurred.

Return to all posts